Were you the victim in a traffic accident that wasn’t your fault? You may be entitled to compensation for injuries and damages sustained in the wreck. Every accident is different, so the exact number will vary from case to case. Total compensation hinges on several different factors, and it can be a little overwhelming to figure it all out for yourself, especially if you’ve never done it before.
Wayne Hardee Law is here to give you a quick breakdown of the different damage categories and what qualifies toward your claim. The most important thing that you can do after an accident is keep a folder with a detailed report of expenses, bills, and time away from work. This data will make it much easier to calculate a fair compensation amount when the time comes.
Damages in North Carolina come in two types: compensatory and punitive. While compensatory damages are designed purely to help restore the plaintiff to a pre-accident state, punitive damages inflict additional penalties on the defendant for harmful or dangerous behavior, such as drunk or reckless driving. Below is a list of common compensatory damages that victims can claim:
- Medical Treatment. Medical bills are pretty straightforward. Any costs that go toward treatment or recovery, including surgeries, medications, or therapies, should be included in the total sum. Keep all receipts and statements pertaining to healthcare in an easily accessible location.
- Property Damage. Vehicular damage is practically guaranteed in a traffic accident. An insurance company will compensate the estimated value of your car based on the make, model, year, and condition.
- Loss of Income. For many accident victims, regular work is not an option, at least in the weeks or months immediately following the wreck. But income is important for paying utility bills, grocery costs, rental fees, and monthly mortgages. Keep a detailed record of how many workdays you miss and how much you would have earned in that time.
- Pain & Suffering. Pain and suffering is difficult to quantify, but it’s a valid addition to your compensation claim. Perhaps your quality of life has decreased and you’re no longer able to enjoy the hobbies and activities that you used to. These are considered non-economic damages, and NC law states that these shall not exceed $500,000.
Personal injury and accident attorneys are well-versed in negotiating fair compensation with an insurance agency. They can help you calculate costs, maintain records, and secure professional testimony that will support your claims. If you’re looking for legal representation, we invite you to schedule a free consultation with us. Experience the Wayne Hardee difference today!
