Driving requires a lot of preparation before you ever get behind the wheel. The state you live in may have stricter regulations than others, but at the very least you normally find some of the same basic requirements in most places. In North Carolina, these include requirements like driving classes, practice hours behind the wheel, a written exam and a driving test, and a probationary period with certain restrictions. One of the most important things that is needed before you can actually go out on the road, however, is one of the more expensive factors. I am speaking, of course, about insurance.
In order to legally drive a car registered in most states, you need to have some type of insurance. In North Carolina, you need liability insurance to protect the driver and their family against injury and property damage that is caused by another driver’s negligence who might have limited, minimum, or no insurance. Regardless of how your state insurance laws work, it is needed in case you are in an accident and you are hurt, someone else is hurt, or either car is damaged. A lot of the insurance conversation depends on who was at fault in the crash, but what happens when the person at fault doesn’t have insurance?
If you were in an accident and at least one party doesn’t have insurance, there are a few things that alter how you need to handle the situation. This becomes more complicated based upon how much damage was done or how severe the injuries were. You will likely need help medically and financially, and trying to chase someone down so they can take responsibility isn’t easy. Insurance companies usually do this, but they can scew the details of the crash so you wind up without the necessary amount of compensation. This is why you need to have a good lawyer that you can rely on.
Wayne Hardee has decades of experience with accident cases of all kinds, including those where at least one person involved is uninsured. While this isn’t the ideal situation, there are still things that can be done to help you out. If you were injured, you should know that there is someone on your side. Wayne will fight to get you the compensation you deserve so that you can focus on your recovery. Give him a call today, and see how much of a difference he can make in your case!
